{"id":14255,"date":"2023-11-21T05:07:36","date_gmt":"2023-11-21T04:07:36","guid":{"rendered":"https:\/\/www.kanzlei-steinwachs.de\/hatali-hayat-sigortasi-policeleri\/"},"modified":"2023-12-02T07:05:15","modified_gmt":"2023-12-02T06:05:15","slug":"hatali-hayat-sigortasi-policeleri","status":"publish","type":"page","link":"https:\/\/www.kanzlei-steinwachs.de\/tr\/hatali-hayat-sigortasi-policeleri\/","title":{"rendered":"Hatal\u0131 hayat sigortas\u0131 poli\u00e7eleri"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row triangle_shape=&#8221;no&#8221; css=&#8221;.vc_custom_1700539729626{margin-bottom: 50px !important;}&#8221;][vc_column][vc_column_text]<strong>Milyonlarca hayat sigortas\u0131 poli\u00e7esi hatal\u0131<\/strong><\/p>\n<p>En y\u00fcksek mahkeme olan BGH&#8217;nin kararlar\u0131na g\u00f6re, 1995-2007 y\u0131llar\u0131 aras\u0131nda yapt\u0131r\u0131lan bir\u00e7ok hayat sigortas\u0131 poli\u00e7esi hatal\u0131d\u0131r. M\u00fc\u015fteriler cayma haklar\u0131 konusunda yeterince bilgilendirilmedi. Bi\u00e7imsel hatan\u0131n sonucu, bu sigortan\u0131n sonradan iptal edilebilmesidir. \u0130ptal talimatlar\u0131 art\u0131k \u00f6nemli say\u0131da basit bi\u00e7imsel hata i\u00e7eriyor ve bunlar\u0131n mali a\u00e7\u0131dan g\u00fc\u00e7l\u00fc sigorta \u015firketlerinde genellikle g\u00fc\u00e7l\u00fc bir hukuk departman\u0131 taraf\u0131ndan \u00f6nlenmesi gerekiyor. Sonu\u00e7 olarak, bu hayat sigortas\u0131 poli\u00e7esine sahip bir sigortal\u0131, ola\u011fan\u00fcst\u00fc iptal yoluyla sigortas\u0131ndan mevcut sigortadan \u00f6nemli \u00f6l\u00e7\u00fcde daha y\u00fcksek bir i\u015ftira de\u011feri alabilir. Normalde bir hayat sigortas\u0131 poli\u00e7esi 2020 y\u0131l\u0131nda 38.000 euro depozito ile 6.000 euro zararla iptal edilebilir veya sat\u0131labilirdi. Ancak \u015fekil hatas\u0131 nedeniyle hayat sigortas\u0131 52.000 euro geri \u00f6demeyle iptal edilebiliyor ve dolay\u0131s\u0131yla 18.000 euro kar elde ediliyor. Federal Adalet Divan\u0131&#8217;n\u0131n 2014 y\u0131l\u0131nda ald\u0131\u011f\u0131 bir kararla \u00e7ok say\u0131da hayat sigortas\u0131 poli\u00e7esi iptal edildi ve bu iptaller devam ediyor. Bu sigorta poli\u00e7eleri milyonlarca m\u00fc\u015fteri aras\u0131nda memnuniyetsizlikle kar\u015f\u0131lanm\u0131\u015f g\u00f6r\u00fcn\u00fcyor. Bu t\u00fcr sigorta poli\u00e7elerinin iptali konusunda uzmanla\u015fm\u0131\u015f baz\u0131 b\u00fcy\u00fck hukuk firmalar\u0131, sigorta poli\u00e7elerinin \u00fccretsiz muayenesini sunuyor ve bu da elbette sigortac\u0131y\u0131 memnun etmiyor. Avukatlar\u0131n hukuki de\u011ferlendirme yapabilmesi i\u00e7in ilgili sigorta \u015firketinden al\u0131nan belgelerin foto\u011fraf\u0131n\u0131n yeterli olmas\u0131 gerekmektedir. \u0130lgili sigorta \u015firketlerine kar\u015f\u0131 dava a\u00e7abilmeniz i\u00e7in hukuki koruma sigortas\u0131na ihtiyac\u0131n\u0131z yoktur. \u0130ddialar mali a\u00e7\u0131dan g\u00fc\u00e7l\u00fc \u015firketler taraf\u0131ndan sat\u0131n al\u0131n\u0131yor. Bu \u015firketler sigortal\u0131lara k\u00e2rl\u0131 bir \u00f6deme yap\u0131yor ve ard\u0131ndan sigortac\u0131lar\u0131 mahkemeye veriyor. Poli\u00e7eler zaten iptal edilmi\u015f veya s\u00fcresi dolmu\u015f olsa bile bu yasald\u0131r. Sigortal\u0131 a\u00e7\u0131s\u0131ndan avantaj\u0131, k\u00e2r normal kadar y\u00fcksek olmasa bile s\u00fcre\u00e7te daha fazla risk \u00fcstlenmek zorunda kalmamas\u0131d\u0131r. Ancak bu tutar \u00e7ok k\u0131sa s\u00fcrede sigortal\u0131ya \u00f6denecektir. Sigortac\u0131lara kar\u015f\u0131 a\u00e7\u0131lan davay\u0131 kurumlar\u0131n kazanmas\u0131 durumunda ek bir miktar daha var.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row triangle_shape=&#8221;no&#8221; css=&#8221;.vc_custom_1700539729626{margin-bottom: 50px !important;}&#8221;][vc_column][vc_column_text]Milyonlarca hayat sigortas\u0131 poli\u00e7esi hatal\u0131 En y\u00fcksek mahkeme olan BGH&#8217;nin kararlar\u0131na g\u00f6re, 1995-2007 y\u0131llar\u0131 aras\u0131nda yapt\u0131r\u0131lan bir\u00e7ok hayat sigortas\u0131 poli\u00e7esi hatal\u0131d\u0131r. M\u00fc\u015fteriler cayma haklar\u0131 konusunda yeterince bilgilendirilmedi. Bi\u00e7imsel hatan\u0131n sonucu, bu sigortan\u0131n sonradan iptal edilebilmesidir. \u0130ptal talimatlar\u0131 art\u0131k \u00f6nemli say\u0131da basit bi\u00e7imsel hata i\u00e7eriyor ve bunlar\u0131n mali a\u00e7\u0131dan g\u00fc\u00e7l\u00fc sigorta \u015firketlerinde genellikle g\u00fc\u00e7l\u00fc bir hukuk departman\u0131 taraf\u0131ndan \u00f6nlenmesi gerekiyor. Sonu\u00e7 olarak, bu hayat sigortas\u0131 poli\u00e7esine sahip bir sigortal\u0131, ola\u011fan\u00fcst\u00fc iptal yoluyla sigortas\u0131ndan mevcut sigortadan \u00f6nemli \u00f6l\u00e7\u00fcde daha y\u00fcksek bir i\u015ftira de\u011feri alabilir. Normalde bir hayat sigortas\u0131 poli\u00e7esi 2020 y\u0131l\u0131nda 38.000 euro depozito ile 6.000 euro zararla&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14255","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Rechtsanwaltskanzlei in Hamburg Berlin Bremen Hannover L\u00fcbeck<\/title>\n<meta name=\"description\" content=\"Rechtsanwaltskanzlei f\u00fcr Arbeitsrecht, Arzthaftung, Mietrecht, Gewerbemietrecht ,Gastronomierecht, Immobilienrecht, Schadensersatz Yachtrecht\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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