{"id":11626,"date":"2023-11-20T13:57:47","date_gmt":"2023-11-20T12:57:47","guid":{"rendered":"https:\/\/www.kanzlei-steinwachs.de\/kapsamli-hasar\/"},"modified":"2023-11-21T08:01:06","modified_gmt":"2023-11-21T07:01:06","slug":"kapsamli-hasar","status":"publish","type":"page","link":"https:\/\/www.kanzlei-steinwachs.de\/tr\/kapsamli-hasar\/","title":{"rendered":"Kapsaml\u0131 hasar"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row triangle_shape=&#8221;no&#8221; css=&#8221;.vc_custom_1700485110044{padding-bottom: 40px !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h3><strong>Tam kapsaml\u0131 hasara ili\u015fkin hukuki bilgiler ve tan\u0131mlar:<\/strong><\/h3>\n<p>Hasar\u0131n kendi kendine meydana gelmi\u015f olmas\u0131 veya k\u0131ll\u0131 av hayvan\u0131, f\u0131rt\u0131na, dolu, yang\u0131n, su, h\u0131rs\u0131zl\u0131k veya vandalizm nedeniyle meydana gelmi\u015f olmas\u0131 halinde, bu kapsaml\u0131 hasar olarak kabul edilir.<\/p>\n<h3><strong>Tam kapsaml\u0131 hasarla ilgili se\u00e7ilmi\u015f sorular:<\/strong><\/h3>\n<p>\u0130stedi\u011fim bir de\u011ferleme uzman\u0131n\u0131 g\u00f6revlendirebilir miyim? \u0130ki istisna d\u0131\u015f\u0131nda hay\u0131r. Hasar\u0131 mevcut tam kapsaml\u0131 veya k\u0131smi kapsaml\u0131 poli\u00e7enizle kapatabilmeniz i\u00e7in sigorta \u015firketinizle ileti\u015fime ge\u00e7meniz ve talimatlar\u0131na uyman\u0131z gerekmektedir. Kural olarak, tam kapsaml\u0131 hasar durumunda sigorta \u015firketi kendi eksperini g\u00f6nderecek ve daha sonra onun hizmetlerinin \u00fccretini kar\u015f\u0131layacakt\u0131r. Diledi\u011finiz ekspertiz ile \u00e7al\u0131\u015fmak istiyorsan\u0131z \u00f6ncelikle sigorta \u015firketinizden onay alman\u0131z gerekmektedir, aksi takdirde tam kapsaml\u0131 hasar durumunda rapor masraflar\u0131 \u00f6denmeyecektir. \u0130bray\u0131 mutlaka yaz\u0131l\u0131 olarak almal\u0131s\u0131n\u0131z. Sigorta \u015firketinize telefon ederken veya sigorta \u015firketinizden telefonla onay al\u0131rken, g\u00f6revlinin saatini ve ad\u0131n\u0131 yazmay\u0131 unutmay\u0131n.<\/p>\n<h3>Bu tam kapsaml\u0131 hasar durumlar\u0131nda, sizin taraf\u0131n\u0131zdan g\u00f6revlendirilen bir bilirki\u015finin masraflar\u0131n\u0131n kar\u015f\u0131lanmas\u0131 gerekir:<\/h3>\n<ul>\n<li>Sigortac\u0131n\u0131n hasar\u0131 zaman\u0131nda incelemesi m\u00fcmk\u00fcn de\u011fildir.<\/li>\n<li>Sigorta \u015firketinin g\u00f6revlendirdi\u011fi bilirki\u015finin raporu hatal\u0131d\u0131r.<\/li>\n<li>\u00a714 AKB (Kasko Sigortas\u0131 Genel \u015eartlar\u0131) uyar\u0131nca, tam kapsaml\u0131 hasar durumunda yukar\u0131da belirtilen hususlarda diledi\u011finiz ekspertiz \u00e7a\u011f\u0131rma hakk\u0131na sahipsiniz. (L\u00fctfen \u00f6nceden a\u00e7\u0131klay\u0131n) <\/li>\n<\/ul>\n<p>Dikkat: Sigorta raporunun do\u011frulu\u011fu konusunda herhangi bir \u015f\u00fcpheniz varsa, STEINWACHS&#8217;taki avukatlarla ileti\u015fime ge\u00e7mekten \u00e7ekinmeyin. Raporun ilk incelemesini yapmaktan memnuniyet duyar\u0131z. <\/p>\n<h3>Sorumluluk talebinde oldu\u011fu gibi hasarlara ili\u015fkin tazminat taleplerim de var m\u0131?<\/h3>\n<p>HAYIR. Tam kapsaml\u0131 hasar ve kendi kendinize verdi\u011finiz zarar durumunda, sigortal\u0131 olarak siz, yaln\u0131zca sigorta ko\u015fullar\u0131na uygun olarak kazaya ba\u011fl\u0131 hasar i\u00e7in tazminat alma hakk\u0131na sahipsiniz. <\/p>\n<h3>Kapsaml\u0131 sigortaya ili\u015fkin genel bilgiler:<\/h3>\n<p>Not 1: Sigorta \u015firketleri bazen, hasar durumunda yeni araba gibi ek sat\u0131rlar i\u00e7eren koruma mektuplar\u0131 da sunar. Not 2: \u00c7e\u015fitli at\u00f6lyelerde y\u00fcr\u00fct\u00fclen m\u00fc\u015fteri hizmetleri ile \u00fccretsiz dola\u015f\u0131m garantisi alacaks\u0131n\u0131z. Bu genellikle yedek bir arac\u0131 da i\u00e7erir. Bunlar yaln\u0131zca s\u00f6zle\u015fmeye dayal\u0131 hak talepleridir. Bu talepler, sorumluluk hasar\u0131 durumunda tazminat taleplerinden kesin olarak ayr\u0131lmal\u0131d\u0131r. Tazminat\u0131n miktar\u0131 her zaman tam kapsaml\u0131 hasar i\u00e7in sigorta ko\u015fullar\u0131na ba\u011fl\u0131d\u0131r. Kural olarak, poli\u00e7e sahibi olarak sizin, tam kapsaml\u0131 hasar i\u00e7in muafiyet \u00f6demeniz gerekir.<\/p>\n<h3>Kapsaml\u0131 sigortan\u0131n alt b\u00f6l\u00fcm\u00fc<\/h3>\n<p>K\u0131smi kapsaml\u0131 sigorta<\/p>\n<ul>\n<li> Cam k\u0131r\u0131lmas\u0131 hasar\u0131<\/li>\n<li> \u00c7al\u0131nmas\u0131<\/li>\n<li> Marka<\/li>\n<li> Patlama<\/li>\n<li> k\u0131sa devre<\/li>\n<li> A\u011f\u0131r hasar<\/li>\n<li> F\u0131rt\u0131na ve dolu hasar\u0131<\/li>\n<li> Su hasar\u0131 (su bask\u0131n\u0131)<\/li>\n<li> K\u0131ll\u0131 oyun hasar\u0131<\/li>\n<\/ul>\n<p>Kapsaml\u0131 hasar<\/p>\n<ul>\n<li>K\u0131smi kapsaml\u0131 sigortan\u0131n t\u00fcm alanlar\u0131<\/li>\n<li> Kendi kendine meydana gelen kaza<\/li>\n<li> Vandalismus<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row triangle_shape=&#8221;no&#8221; css=&#8221;.vc_custom_1700485110044{padding-bottom: 40px !important;}&#8221;][vc_column][vc_column_text] Tam kapsaml\u0131 hasara ili\u015fkin hukuki bilgiler ve tan\u0131mlar: Hasar\u0131n kendi kendine meydana gelmi\u015f olmas\u0131 veya k\u0131ll\u0131 av hayvan\u0131, f\u0131rt\u0131na, dolu, yang\u0131n, su, h\u0131rs\u0131zl\u0131k veya vandalizm nedeniyle meydana gelmi\u015f olmas\u0131 halinde, bu kapsaml\u0131 hasar olarak kabul edilir. Tam kapsaml\u0131 hasarla ilgili se\u00e7ilmi\u015f sorular: \u0130stedi\u011fim bir de\u011ferleme uzman\u0131n\u0131 g\u00f6revlendirebilir miyim? \u0130ki istisna d\u0131\u015f\u0131nda hay\u0131r. Hasar\u0131 mevcut tam kapsaml\u0131 veya k\u0131smi kapsaml\u0131 poli\u00e7enizle kapatabilmeniz i\u00e7in sigorta \u015firketinizle ileti\u015fime ge\u00e7meniz ve talimatlar\u0131na uyman\u0131z gerekmektedir. Kural olarak, tam kapsaml\u0131 hasar durumunda sigorta \u015firketi kendi eksperini g\u00f6nderecek ve daha sonra onun hizmetlerinin \u00fccretini kar\u015f\u0131layacakt\u0131r. Diledi\u011finiz ekspertiz ile \u00e7al\u0131\u015fmak istiyorsan\u0131z \u00f6ncelikle sigorta&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-11626","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Rechtsanwaltskanzlei in Hamburg Berlin Bremen Hannover L\u00fcbeck<\/title>\n<meta name=\"description\" content=\"Rechtsanwaltskanzlei f\u00fcr Arbeitsrecht, Arzthaftung, Mietrecht, Gewerbemietrecht ,Gastronomierecht, Immobilienrecht, Schadensersatz Yachtrecht\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kanzlei-steinwachs.de\/tr\/kapsamli-hasar\/\" 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