{"id":14237,"date":"2023-11-21T05:07:36","date_gmt":"2023-11-21T04:07:36","guid":{"rendered":"https:\/\/www.kanzlei-steinwachs.de\/polices-dassurance-vie-defectueuses\/"},"modified":"2023-12-02T06:06:45","modified_gmt":"2023-12-02T05:06:45","slug":"polices-dassurance-vie-defectueuses","status":"publish","type":"page","link":"https:\/\/www.kanzlei-steinwachs.de\/fr\/polices-dassurance-vie-defectueuses\/","title":{"rendered":"Polices d&rsquo;assurance-vie d\u00e9fectueuses"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row triangle_shape=\u00a0\u00bbno\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1700539729626{margin-bottom: 50px !important;}\u00a0\u00bb][vc_column][vc_column_text]<strong>Des millions de polices d&rsquo;assurance-vie sont d\u00e9fectueuses<\/strong><\/p>\n<p>Selon les d\u00e9cisions du plus haut tribunal, le BGH, un certain nombre de polices d&rsquo;assurance-vie souscrites entre 1995 et 2007 sont incorrectes. Les clients n&rsquo;\u00e9taient pas suffisamment inform\u00e9s de leur droit de r\u00e9tractation. La cons\u00e9quence d\u2019une erreur formelle est que cette assurance peut \u00eatre r\u00e9voqu\u00e9e ult\u00e9rieurement. Les instructions de r\u00e9siliation contiennent d\u00e9sormais un nombre consid\u00e9rable d&rsquo;erreurs formelles simples, qui devraient g\u00e9n\u00e9ralement \u00eatre \u00e9vit\u00e9es par un service juridique solide dans les compagnies d&rsquo;assurance financi\u00e8rement solides. Ainsi, une personne assur\u00e9e titulaire de ce contrat d&rsquo;assurance vie peut b\u00e9n\u00e9ficier d&rsquo;une valeur de rachat de son assurance nettement sup\u00e9rieure \u00e0 celle de l&rsquo;assurance actuelle gr\u00e2ce \u00e0 une r\u00e9vocation extraordinaire. Normalement, un contrat d&rsquo;assurance vie aurait pu \u00eatre r\u00e9sili\u00e9 ou vendu en 2020 avec une perte de 6 000 euros avec une caution de 38 000 euros. Cependant, en raison d&rsquo;une erreur formelle, l&rsquo;assurance-vie peut \u00eatre r\u00e9voqu\u00e9e avec un remboursement de 52 000 euros et g\u00e9n\u00e8re donc un b\u00e9n\u00e9fice de 18 000 euros. Suite \u00e0 un arr\u00eat de la Cour f\u00e9d\u00e9rale de justice de 2014, de nombreuses polices d&rsquo;assurance-vie ont \u00e9t\u00e9 r\u00e9voqu\u00e9es et ces r\u00e9vocations se poursuivent. Ces polices d\u2019assurance semblent susciter le m\u00e9contentement de millions de clients. Certains grands cabinets d&rsquo;avocats sp\u00e9cialis\u00e9s dans la r\u00e9siliation de telles polices d&rsquo;assurance proposent une inspection gratuite des polices d&rsquo;assurance, ce qui bien s\u00fbr ne pla\u00eet pas \u00e0 l&rsquo;assureur. Pour que les avocats puissent donner une appr\u00e9ciation juridique, une photo des documents de la compagnie d&rsquo;assurance concern\u00e9e devrait suffire. Pour intenter une action en justice contre les compagnies d&rsquo;assurance respectives, vous n&rsquo;avez pas besoin d&rsquo;une assurance de protection juridique. Les cr\u00e9ances sont achet\u00e9es par des soci\u00e9t\u00e9s financi\u00e8rement solides. Ces soci\u00e9t\u00e9s versent des indemnit\u00e9s rentables aux assur\u00e9s et poursuivent ensuite les assureurs en justice. Ceci est l\u00e9gal m\u00eame si les polices ont d\u00e9j\u00e0 \u00e9t\u00e9 annul\u00e9es ou ont d\u00e9j\u00e0 expir\u00e9. L\u2019avantage pour l\u2019assur\u00e9 est qu\u2019il ne supporte aucun risque suppl\u00e9mentaire, m\u00eame si le b\u00e9n\u00e9fice n\u2019est pas aussi \u00e9lev\u00e9 que d\u2019habitude. Toutefois, cette somme sera vers\u00e9e \u00e0 l&rsquo;assur\u00e9 dans un d\u00e9lai tr\u00e8s court. Il y a un montant suppl\u00e9mentaire si les institutions ont gagn\u00e9 le proc\u00e8s contre les assureurs.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row triangle_shape=\u00a0\u00bbno\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1700539729626{margin-bottom: 50px !important;}\u00a0\u00bb][vc_column][vc_column_text]Des millions de polices d&rsquo;assurance-vie sont d\u00e9fectueuses Selon les d\u00e9cisions du plus haut tribunal, le BGH, un certain nombre de polices d&rsquo;assurance-vie souscrites entre 1995 et 2007 sont incorrectes. Les clients n&rsquo;\u00e9taient pas suffisamment inform\u00e9s de leur droit de r\u00e9tractation. La cons\u00e9quence d\u2019une erreur formelle est que cette assurance peut \u00eatre r\u00e9voqu\u00e9e ult\u00e9rieurement. Les instructions de r\u00e9siliation contiennent d\u00e9sormais un nombre consid\u00e9rable d&rsquo;erreurs formelles simples, qui devraient g\u00e9n\u00e9ralement \u00eatre \u00e9vit\u00e9es par un service juridique solide dans les compagnies d&rsquo;assurance financi\u00e8rement solides. Ainsi, une personne assur\u00e9e titulaire de ce contrat d&rsquo;assurance vie peut b\u00e9n\u00e9ficier d&rsquo;une valeur de&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14237","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Rechtsanwaltskanzlei in Hamburg Berlin Bremen Hannover L\u00fcbeck<\/title>\n<meta name=\"description\" content=\"Rechtsanwaltskanzlei f\u00fcr Arbeitsrecht, Arzthaftung, Mietrecht, Gewerbemietrecht ,Gastronomierecht, Immobilienrecht, Schadensersatz Yachtrecht\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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