{"id":9539,"date":"2023-10-17T12:17:47","date_gmt":"2023-10-17T10:17:47","guid":{"rendered":"https:\/\/www.kanzlei-steinwachs.de\/ley-de-seguros\/"},"modified":"2023-10-26T07:09:02","modified_gmt":"2023-10-26T05:09:02","slug":"ley-de-seguros","status":"publish","type":"page","link":"https:\/\/www.kanzlei-steinwachs.de\/es\/ley-de-seguros\/","title":{"rendered":"ley de seguros"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row content_width=\u00bbgrid\u00bb content_aligment=\u00bbcenter\u00bb triangle_shape=\u00bbno\u00bb css=\u00bb.vc_custom_1696926719838{padding-bottom: 10px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00bb][vc_column]<div class=\"mkd-separator-holder clearfix  mkd-separator-center mkd-separator-with-icon mkd-animate\" style=\"margin-top: 20px; margin-bottom: 30px\">\n\t<div class=\"mkd-separator\" style=\"border-color: #c18f59;border-style: solid;width: 97.5px\"><\/div>\n\t\t<div class=\"mkd-separator-icon\">\n\t\t\t                    \t\t\t\t\t\t<\/div>\n\t<div class=\"mkd-separator\" style=\"border-color: #c18f59;border-style: solid;width: 97.5px\"><\/div>\n<\/div>\n[\/vc_column][\/vc_row][vc_row triangle_shape=\u00bbno\u00bb][vc_column][vc_column_text css=\u00bb.vc_custom_1697538236527{margin-bottom: 0px !important;padding-top: 20px !important;padding-bottom: 1px !important;}\u00bb]La ley de seguros (ley de seguros privados) incluye todas las normas, disposiciones y reglamentos legales relacionados con la industria de seguros. El Derecho de los seguros privados se diferencia del Derecho de los seguros sociales, en particular, en que la relaci\u00f3n de seguro privado no se establece directamente por ley, sino \u00fanicamente mediante la celebraci\u00f3n de un contrato de derecho privado. Esto puede hacerse de forma voluntaria o por obligaci\u00f3n legal. Incluso en el caso de la obligaci\u00f3n legal del tomador del seguro de contratar un seguro, la relaci\u00f3n de seguro s\u00f3lo surge cuando se celebra el contrato de seguro y no directamente por ley (como en el derecho de la seguridad social).   <\/p>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 110px; top: -10px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 110px; top: -10px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row triangle_shape=\u00bbno\u00bb css=\u00bb.vc_custom_1695985900053{padding-top: 30px !important;}\u00bb][vc_column][vc_row_inner css=\u00bb.vc_custom_1697455935676{padding-bottom: 10px !important;}\u00bb][vc_column_inner width=\u00bb1\/2&#8243;]\n<h2 class=\"mkd-custom-font-holder\" style=\"font-size: 20px;line-height: 30px;font-weight: 700\" data-font-size= 20 data-line-height= 30>\n\tZu den wichtigsten Unterschieden zum Sozialversicherungsrecht z\u00e4hlen somit:<\/h2>[vc_empty_space]<div class=\"mkd-unordered-list \" ><ul>\n<li>la creaci\u00f3n de la relaci\u00f3n de seguro (contrato de Seguro)<\/li>\n<li>el alcance de los riesgos asegurados (todos los riesgos asegurados)<\/li>\n<li>la forma jur\u00eddica (VU Privada y p\u00fablica)<\/li>\n<li>la medici\u00f3n de las contribuciones\/rendimiento (seg\u00fan riesgo y desempe\u00f1o \/ libremente acordado)<\/li>\n<li>la base jur\u00eddica (leyes de derecho privado)<\/li>\n<li>el proceso legal (tribunal civil)<\/li>\n<\/ul>\n<\/div>[\/vc_column_inner][vc_column_inner width=\u00bb1\/2&#8243;][vc_single_image image=\u00bb1425&#8243; img_size=\u00bbfull\u00bb][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row triangle_shape=\u00bbno\u00bb css=\u00bb.vc_custom_1695985900053{padding-top: 30px !important;}\u00bb][vc_column][vc_row_inner css=\u00bb.vc_custom_1697455935676{padding-bottom: 10px !important;}\u00bb][vc_column_inner width=\u00bb1\/2&#8243;][vc_single_image image=\u00bb1425&#8243; img_size=\u00bbfull\u00bb][\/vc_column_inner][vc_column_inner width=\u00bb1\/2&#8243;]\n<h2 class=\"mkd-custom-font-holder\" style=\"font-size: 20px;line-height: 30px;font-weight: 700\" data-font-size= 20 data-line-height= 30>\n\tVorschriften zum Versicherungsrecht befinden sich in<\/h2>[vc_empty_space]<div class=\"mkd-unordered-list \" ><ul>\n<li>Versicherungsvertragsgesetz (VVG)<\/li>\n<li>Versicherungsaufsichtsgesetz (VAG)<\/li>\n<li>Pflichtversicherungsgesetz (PflVG)<\/li>\n<li>Kfz-Pflichtversicherungsordnung (KfzPflVO<\/li>\n<li>Handelsgesetzbuch (HGB)<\/li>\n<li>BGB (\u00a7\u00a7 312b,330, 1045 BGB)<\/li>\n<li>ZPO \u00a7\u00a7 851c, 851d\u00a0 ZPO (Sondergerichtstandort: \u00a7 215 VVG)<\/li>\n<li>Rom I Verordnung (internationales Privatversicherungsrecht)<\/li>\n<\/ul>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 184px; top: 38px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n<\/div>[vc_column_text css=\u00bb.vc_custom_1697538498535{padding-top: 20px !important;}\u00bb]<\/p>\n<div class=\"art-content\">\n<div class=\"art-Post\">\n<div class=\"art-Post-body\">\n<div class=\"art-Post-inner art-article\">\n<div class=\"art-PostContent\">\n<p>La Ley de Contrato de Seguro representa la fuente jur\u00eddica m\u00e1s importante del derecho de seguros y regula la relaci\u00f3n jur\u00eddica entre el asegurador y el tomador del seguro, as\u00ed como con otros beneficiarios del contrato de seguro. <\/p>\n<\/div>\n<div class=\"cleared\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"art-sidebar2\">\n<div id=\"custom_html-12\" class=\"widget_text widget widget_custom_html\">\n<div class=\"art-Block\"><\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row triangle_shape=\u00bbno\u00bb css=\u00bb.vc_custom_1695985900053{padding-top: 30px !important;}\u00bb][vc_column][vc_row_inner css=\u00bb.vc_custom_1697455935676{padding-bottom: 10px !important;}\u00bb][vc_column_inner width=\u00bb1\/2&#8243;][vc_column_text css=\u00bb.vc_custom_1697538551383{padding-top: 20px !important;}\u00bb]<\/p>\n<div class=\"art-content\">\n<div class=\"art-Post\">\n<div class=\"art-Post-body\">\n<div class=\"art-Post-inner art-article\">\n<div class=\"art-PostContent\">\n<p>La ley de seguros reconoce diferentes tipos de contratos de seguro.<\/p>\n<\/div>\n<div class=\"cleared\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"art-sidebar2\">\n<div id=\"custom_html-12\" class=\"widget_text widget widget_custom_html\">\n<div class=\"art-Block\"><\/div>\n<\/div>\n<\/div>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 187px; top: 110px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n<p>[\/vc_column_text][vc_empty_space height=\u00bb20px\u00bb]\n<h2 class=\"mkd-custom-font-holder\" style=\"font-size: 20px;line-height: 30px;font-weight: 700\" data-font-size= 20 data-line-height= 30>\n\tDas VVG teilt diese anhand von Versicherungszweigen auf und nennt in seinem zweiten Teil die:<\/h2>[vc_empty_space]<div class=\"mkd-unordered-list \" ><ul>\n<li>Haftpflichtversicherug<\/li>\n<li>Rechtschutzversicherung<\/li>\n<li>Transportversicherug<\/li>\n<li>Geb\u00e4udefeuerversicherung<\/li>\n<li>Lebensversicherung<\/li>\n<li>Berufsunf\u00e4higkeitsversicherung<\/li>\n<li>Unfallversicherung<\/li>\n<li>Krankenversicherung<\/li>\n<\/ul>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 125px; top: 110px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n<\/div>[vc_empty_space][\/vc_column_inner][vc_column_inner width=\u00bb1\/2&#8243;][vc_single_image image=\u00bb1425&#8243; img_size=\u00bbfull\u00bb][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row triangle_shape=\u00bbno\u00bb css=\u00bb.vc_custom_1697455870159{padding-bottom: 50px !important;}\u00bb][vc_column]\n<h2 class=\"mkd-custom-font-holder\" style=\"font-size: 20px;line-height: 20px;font-weight: 700\" data-font-size= 20 data-line-height= 20>\n\tAbschluss<\/h2>[vc_column_text css=\u00bb.vc_custom_1697538575870{padding-top: 20px !important;}\u00bb]<\/p>\n<div class=\"art-content\">\n<div class=\"art-Post\">\n<div class=\"art-Post-body\">\n<div class=\"art-Post-inner art-article\">\n<div class=\"art-PostContent\">\n<p>En las siguientes p\u00e1ginas intentaremos proporcionarle la mayor cantidad de informaci\u00f3n posible sobre el derecho contractual general.<\/p>\n<\/div>\n<div class=\"cleared\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"art-sidebar2\">\n<div id=\"custom_html-12\" class=\"widget_text widget widget_custom_html\">\n<div class=\"art-Block\"><\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][vc_column_text css=\u00bb.vc_custom_1697538586237{padding-top: 10px !important;}\u00bb]<\/p>\n<div class=\"art-content\">\n<div class=\"art-Post\">\n<div class=\"art-Post-body\">\n<div class=\"art-Post-inner art-article\">\n<div class=\"art-PostContent\">\n<p>Tambi\u00e9n recomendamos las siguientes p\u00e1ginas sobre el tema del derecho de seguros:<\/p>\n<\/div>\n<div class=\"cleared\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"art-sidebar2\">\n<div id=\"custom_html-12\" class=\"widget_text widget widget_custom_html\">\n<div class=\"art-Block\"><\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][vc_column_text css=\u00bb.vc_custom_1697538594069{padding-top: 10px !important;}\u00bb]<\/p>\n<div class=\"art-content\">\n<div class=\"art-Post\">\n<div class=\"art-Post-body\">\n<div class=\"art-Post-inner art-article\">\n<div class=\"art-PostContent\">\n<p><a href=\"http:\/\/www.bafin.de\/DE\/DieBaFin\/AufgabenGeschichte\/Versicherungsaufsicht\/versicherungsaufsicht_node.html\" target=\"_blank\" rel=\"noopener\">www.bafin.de<\/a><\/p>\n<p><a href=\"http:\/\/www.versicherungsombudsmann.de\/\" target=\"_blank\" rel=\"noopener\">www.versicherungsombudsmann.de<\/a><\/p>\n<p><a href=\"http:\/\/www.bundderversicherten.de\/\" target=\"_blank\" rel=\"noopener\">www.bundderversicherten.de<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row content_width=\u00bbgrid\u00bb content_aligment=\u00bbcenter\u00bb triangle_shape=\u00bbno\u00bb css=\u00bb.vc_custom_1696926719838{padding-bottom: 10px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00bb][vc_column][\/vc_column][\/vc_row][vc_row triangle_shape=\u00bbno\u00bb][vc_column][vc_column_text css=\u00bb.vc_custom_1697538236527{margin-bottom: 0px !important;padding-top: 20px !important;padding-bottom: 1px !important;}\u00bb]La ley de seguros (ley de seguros privados) incluye todas las normas, disposiciones y reglamentos legales relacionados con la industria de seguros. El Derecho de los seguros privados se diferencia del Derecho de los seguros sociales, en particular, en que la relaci\u00f3n de seguro privado no se establece directamente por ley, sino \u00fanicamente mediante la celebraci\u00f3n de un contrato de derecho privado. Esto puede hacerse de forma voluntaria o por obligaci\u00f3n legal. Incluso en el caso de la obligaci\u00f3n legal&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-9539","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Rechtsanwaltskanzlei in Hamburg Berlin Bremen Hannover L\u00fcbeck<\/title>\n<meta name=\"description\" content=\"Rechtsanwaltskanzlei f\u00fcr Arbeitsrecht, Arzthaftung, Mietrecht, Gewerbemietrecht ,Gastronomierecht, Immobilienrecht, Schadensersatz Yachtrecht\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kanzlei-steinwachs.de\/es\/ley-de-seguros\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" 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